I am a hard work person that feel on hard times, Broke my back at work. Two back surgery's later lost my job and forced into bankrupt. Chapter 13 well great government charges $1700 a mouth plus house payment $2700 leaving us flat broke, sometime you just want to cry! Yes we have, no money at times for food, car needs to be repaired well lets just say I have a 94 wrangler that the only thing wrong with is I can't afford to replace the flat tire. In my driveway now for three mouths, not moving because I cant afford the repair bill. Now that my daughter wants to go to school who am I to tell her that she can't, Down and out but not finished. Some how we have made it through two of are chapter 13 and I just cant wait to complete the task in hand.