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Financial aid for students

Scholarships, financial products and government programs for higher education.

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Federal aid for students Types of financial assistance for the university Student loan consolidation Resources of the Department of Education Government Assistance
Federal aid for students
If you wish to apply for federal government assistance for your higher education, you must complete the Free Application for Federal Student Aid (FAFSA) online. This application is sent to the universities and institutions that you select. Before starting the application, inquire about:

The basic requirements of the FAFSA.
Categories of aliens / immigration status that could receive federal student aid.
Types of financial aid offered by the federal government.
Initial steps to fill out the FAFSA .
Next steps to follow after submitting your application.
Read this information if you have problems with your FSA credential .

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Types of financial assistance for the university
College students in the United States can apply for various types of financial aid to pay for their studies. To apply for financial aid, you must complete and submit the Free Application for Federal Student Aid (FAFSA). The request is free.

Federal aid is used to cover the cost in public and private colleges and vocational schools. Many states, universities, and financial entities use the information on your FAFSA to determine eligibility for financial aid you can receive.

How to request help
Read the basic assessment criteria for US citizens . Most international students are not eligible to receive federal financial aid, but some foreign students may qualify . 
Confirm the deadlines for submitting your FAFSA . There are different dates for federal and state aid (in English) . 
Complete and submit your FAFSA . You can send your application online or by mail (in English) . 
Send your comments, complaints or report any suspicious activity through this form .

Types of financial assistance
Subsidies or subsidies : they are financial aid that is not returned and is generally granted according to financial need, at least in part, or some special aptitude, such as sports performance.
Work and study : a source of federal financial assistance that is used to offset the costs of education. Students attend college and work to earn money. The money is not returned.
Loans : funds that are borrowed and must be returned with interest. As a general rule, educational loans have much more favorable terms and interest rates than traditional consumer loans.
Scholarships : Scholarships are not returned and are usually awarded according to certain criteria. Many organizations offer scholarships, such as universities, community organizations, private institutions and more.
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Student loan consolidation
Direct Consolidation Loans from the federal government allow you to pool your student loans from federal aid in a single loan. The consolidation process is free. If your consolidation loan is approved, you can pay your loans in a single monthly payment.

The website offers information on Direct Consolidation Loans , including:

The types of loans that can be consolidated
Requirements to consolidate the loans
Interest rates and payment plans
Application process 
For more information call 1-800-557-7392 (press 2 for Spanish).

Resources of the Department of Education
The Department of Education has resources and useful and practical information for all phases of education, from laws and initiatives to information about rights and financial aid:

Information to report discrimination in education
Laws and programs for special education
Federal financial aid for studies
Check the Department of Education's website to see all educational resources available in Spanish .

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Government Assistance
Many people go to the government to request a grant or get "free money" as they have seen advertised on television or in various publications. However, it is important to know that grants are often earmarked for state and local governments or nonprofits that then use those funds to manage assistance programs at the local level. In general, people do not receive a federal grant individually. However, the Government's information tools allow each person to seek other resources and benefits: is the official site to help people in search of government benefits and grants. The site covers more than 1,000 federal and state programs funded by various agencies. allows you to complete a confidential questionnaire to obtain a list of programs that can respond to your needs. helps people in search of government loans. The site acts as a gateway to government information on loans and guidance on loan information best suited to your needs. helps people who are looking for loans or grants to start or expand a business. And the Federal Agency for the Development of Small Business (SBA) offers a guide to government loans and grants for small industry . (in English) helps states and entities in the search for grants.
Another source of information is the Federal Catalog of Domestic Assistance (in English) , which is a directory of more than 15 types of federal assistance, including loans and grants. About 1500 programs are listed in the catalog, and each has a summary that explains the eligibility requirements. It also includes contact information and instructions for participation. It is also possible to request a printed copy of the catalog (in English) .

If you have an immediate need to procure food, clothing, medical care, or emergency funds, you can also seek and communicate directly with community or nonprofit organizations in your area for help or referrals.

Attention! All websites mentioned here are government sites and have no affiliation with commercial sites that charge for information about grants. If you have received information indicating that you qualify for a "free" grant, please review the consumer alert about free grants from the Federal Trade Commission . If you have been a victim of a grant scam, you can contact the Commission at 1-877-FTC-HELP ( 1-877-382-4357 ).

Also, if you bought a book, or paid a fee to obtain information about grants and you are not satisfied, you can contact your state consumer protection office for assistance.

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